Sunday, February 3, 2013

Surface Pro appears in some retail stores, now's your chance to see it in person

Surface Pro appears in some retail stores, now's your chance to see it in person

Those of us lucky enough to work for gadget sites got to check out the Surface Pro last month. Now you can too, dear reader -- if you happen to live near a store that got one early. Although shoppers in the US and Canada can't actually purchase it until February 9th, the device is already on display at some retail locations. Sadly, there's no way for us to confirm which stores have it (short of making a few road trips), but we do know that it's going to be available at Best Buy and Staples in the US, along with Microsoft Stores. So, assuming you have one of those chains nearby, it can't hurt to wander over -- you might be rewarded with some advance hands-on time.

[Thanks to everyone who sent this in]

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Source: http://www.engadget.com/2013/02/03/surface-pro-shows-up-in-some-retail-stores/

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What comes now for NFL after tumultuous season?

NEW ORLEANS (AP) ? The Super Bowl closes a tumultuous year for the NFL.

Suicides by former NFL players. Thousands of others filing concussion lawsuits. New studies linking football to brain disease. Still no testing for human growth hormone. The specter of other purported performance-enhancing products ? deer-antler spray, anyone? ? being peddled to players.

A pay-for-pain bounty scandal. A lockout of officials resolved only after a ludicrous game-ending call. Zero minority hires for 15 coach or general manager openings.

And yet the league is as popular as ever.

Advertisers paid nearly $4 million per 30-second television commercial for the right to reach the 100 million or so Americans expected to tune in to Sunday's Super Bowl between the AFC champion Baltimore Ravens and NFC champion San Francisco 49ers. Eleven of the 12 most-watched TV programs during the last 2? years were NFL postseason games, according to the league.

Uncertain, though, is what the future holds for an NFL still coming to grips with the dangers of a brutal sport that makes it tremendously wealthy.

"The game has changed and keeps changing. ... It is such a violent game, and such a collision game, that careers are going to be kind of like not long at all. Because you take those licks ? you've only got so many in your body, and at some point that's going to wear it out," said Ravens running backs coach Wilbert Montgomery, who played that position for the Philadelphia Eagles and Detroit Lions from 1977-85.

Montgomery said he got six concussions in one season alone, and others along the way, including one that knocked him out cold a few days before playing for the Eagles in the NFC title game at the end of the 1980 season.

"I know one thing: Back then, it didn't make any difference. They gave you smelling salts and then, after that, you went back in," Montgomery said. "I have headaches all the time. That's why I say my wife is always messing with me when I have outbursts, saying, 'You've been hit too many times upside the head.'"

Montgomery laughed for a moment. Then he rubbed his forehead and continued talking, mentioning former teammate and friend Andre Waters and opponent Dave Duerson. Both committed suicide; researchers studied their brain tissue and found signs of chronic traumatic encephalopathy, or CTE, a degenerative disease also found in boxers and often linked with repeated blows to the head. Former star linebacker Junior Seau, who shot himself in May, also was found to have CTE. Baltimore's starting center on Sunday, Matt Birk, has pledged to donate his brain for study when he dies.

"It's a serious thing," Montgomery said. "It's scary."

When the President of the United States refers to fans perhaps having a guilty conscience when watching a game and parents thinking twice before allowing a child to play ? as Barack Obama did in a recent interview with The New Republic ? it sends a strong signal about what confronts the NFL today.

"If I was worried about my health," 49ers quarterback Colin Kaepernick said, "I wouldn't be playing football."

So the league must figure out how to deal with "walking a fine line," as 49ers CEO Jed York described it: The two-sided task of making the game safer, which Commissioner Roger Goodell acknowledges is imperative, while not making it "too safe," thereby diminishing the popularity of an enterprise that is violent by its very nature.

"There's no question that that is a bit of a conundrum. But to me, we've got to place more weight on player safety," New York Giants co-owner John Mara said. "The rules changes that we've implemented over the past five or six years have not made the game any less exciting. If anything, the game is as exciting as ever, and I strongly believe that we can make additional improvements in the rules and we're not going to lose anything in terms of excitement on the field."

Ravens owner Steve Bisciotti is convinced the NFL will strike the proper balance.

"What did they do for boxing when they made them go from 6-ounce, to 8-ounce to 12-ounce gloves or whatever? Did it change boxing? Not really," Bisciotti said. "I believe that with every change, there will be a correction. ... And I believe that we as a league and the (players' union) will agree on things that don't take football out of football."

In a series of moves that began shortly after Goodell was grilled at a congressional hearing, the league has changed concussion return-to-play guidelines, adjusted rules for kickoffs ? and floated the idea of eliminating them altogether ? stepped up punishment of illegal hits, and stopped arguing against the players' wish for independent neurology specialists on the sidelines during games.

Even if there are some players who in one breath worry about whether their health is imperiled, and in the next say, "We're basically going to be playing two-hand touch in a while" ? Baltimore nose tackle Terrence Cody's words this week ? the head of their union points out that prudence and popularity do not have to be mutually exclusive.

"The reality of it is, 'football as we know it' has evolved over decades. ... Our job is to have an unqualified commitment to the health and safety of the people who play the game, and then to make those changes where we see necessary," NFL Players Association executive director DeMaurice Smith said.

"I don't think there is this thing of 'football as we know it.' What we have is football that has constantly developed," Smith said. "And even with all of the (recent) rule changes ... my guess is this Super Bowl will be the highest-rated of all time."

Indeed, while the concussion lawsuits mount ? a U.S. District Court judge in Philadelphia will hear oral arguments in April on the NFL's effort to dismiss a group of cases ? and questions arise about what insurers will charge the league moving forward, the money does keep rolling in. Revenues already topped $9 billion at the time of the last labor deal in 2011, and new TV contracts will only help increase it.

"At $10-to-$12 billion? It ain't going nowhere," said Warren Sapp, a retired defensive tackle elected Saturday to the Pro Football Hall of Fame and who now works for the NFL Network, another piece of the league's marketing machine. "We play a beautiful game. We hit each other. (Players) have to take care of each other better. Then it will be fine."

Meantime, the NFL continues to look for new ways to increase its cash flow.

During his state of the league address two days before the Super Bowl, Goodell did not rule out increasing the regular season from 16 to 18 games, and he reiterated the possibility of expanding the postseason, too. He announced that two 2013 games in London already are sold out, and there could be three in future seasons ? down a path that, eventually, could lead to a franchise based in Britain.

"For you to be adding games to the season, are you looking out for player safety? Or are you trying to generate more player revenue?" 49ers receiver Randy Moss said. "If you're trying to look and protect the players, and keep it healthier and better every year, I don't think it's a good idea."

Several players in this year's Super Bowl were incredulous that the league would even consider more games. A handful voiced concern over a disconnect between players and owners.

The president of the NFLPA, former Ravens cornerback Domonique Foxworth, said he wonders how truthful Goodell and other NFL officials are being when they say ? as they often do ? that players' well-being is a priority.

"The league, their No. 1 focus ? at least they say their No. 1 focus ? is health and safety. And we say our No. 1 focus is health and safety. How come we have such a hard time moving the ball on some health and safety issues?" Foxworth said. "I believe health and safety is on their list of top five things, but it comes in well behind increasing the bottom line."

___

Follow Howard Fendrich on Twitter at http://twitter.com/HowardFendrich

Source: http://news.yahoo.com/comes-now-nfl-tumultuous-season-175948299--nfl.html

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Saturday, February 2, 2013

GOP lawmakers propose overhaul NM tax system

SANTA FE, N.M. (AP) -- Republican lawmakers proposed Thursday to significantly revamp New Mexico's governmental finance system by relying more on taxing people and businesses on what they consume and spend rather than the income they earn.

Rep. Tom Taylor and Sen. Bill Sharer, both of Farmington, outlined their proposal Thursday but conceded it's a work-in-progress and not fully clear how the tax burdens of individuals and businesses will change.

"It may overtax some areas and we need to understand all of that before we cast this thing in stone," Taylor said.

Sharer called it a "hard reboot of the New Mexico tax system."

The proposal would greatly expand what is subject to New Mexico's gross receipt tax, which applies to sales of many ? but not all ? goods and services.

Most groceries and food staples are tax exempt currently, but that would end under the proposed overhaul. Sharer said the tax would apply to "virtually everything that happens" in the state.

By broadening the tax base, the lawmakers propose to reduce the tax rate and eliminate most other taxes, including the state's corporate and personal income taxes.

However, income earned by individuals would be subject to what the lawmakers liken to a "consumption tax." Corporate income would not be subject to tax under their proposal.

The lawmakers call for a 2 percent tax rate imposed by the state and an additional 1 percent could be levied by cities and counties, which rely on gross receipts tax revenue to finance their operations.

The lawmakers said their proposal will keep severance taxes on oil and gas production, property taxes and taxes on gasoline, which help finance roads.

Under their tax overhaul, they said, the state and local governments should collect about the same amount of revenue as they do currently.

An economist for a social advocacy group said the proposed changes likely would make New Mexico's tax system more regressive and potentially move a greater share of the overall tax burden to individuals and away from businesses.

"When you've taken tax off from a group of people that doesn't consume all of their income and put it onto people who consume all of their income, it's pretty much guaranteed to be regressive and shift the tax burden," said Gerry Bradley, research director for New Mexico Voices for Children.

Taylor said the proposal will offer tax refunds for low-income New Mexicans.

The GOP lawmakers said the current gross receipts tax provides far too many deductions and exemptions, which has narrowed the base that is subject to taxation.

"The point here is the gross receipts tax is broken," Taylor said.

The gross receipts tax varies from place to place in New Mexico, ranging from about 5.1 percent to nearly 9 percent. The tax currently generates more than a third of the state's revenue. Personal and corporate income taxes provide about a fourth of the money that flows into the state's main budget account.

___

Follow Barry Massey on Twitter at https://twitter.com/bmasseyAP

Source: http://news.yahoo.com/gop-lawmakers-propose-overhaul-nm-162151098.html

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Pay Less for Expensive Products by Finding Their Market Clones

Pay Less for Expensive Products by Finding Their Market ClonesWhen a company sees an opportunity to charge more, it takes it. That's why you'll often find the same product marketed differently for more or less money. If you want to save on an expensive item, however, you just need to find its cheaper clone.

Personal finance and frugal living blog Wisebread points out a number of market clones that you can save your money on. Here's one particularly ridiculous item:

Excedrin Migraine and Excedrin Extra Strength are exactly the same product except that Excedrin Migraine costs a dollar or more per 24 caplet bottle. Again, generics can save you even more.

The same goes for diphenhydramine when marketed as a sleeping agent. Benadryl is the same thing and often times you'll find it in bulk for less money than a 12-pack of the "sleeping pill" version. The moral of the story is simple: if you find something that seems overpriced and/or seems like it could have multiple uses, find out if there's a cheaper option. Many times there is. For more examples, hit up the post over at Wisebread.

Market Clones: How to Pay Drastically Less for Pricey Products | Wisebread

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/PRAwBc7LzBE/pay-less-for-expensive-products-by-finding-their-market-clones

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French enthusiastic about Beckham signing with PSG

PARIS (AP) ? David Beckham's arrival at Paris Saint-Germain was warmly received in France on Friday, a day after the 37-year-old former England captain turned down several other teams in a marketing and merchandising coup.

Beckham joined the cash-rich club Thursday for five months and will donate his salary to a children's charity.

Beckham aims to win the championship with a fourth different club and fourth different country. His globe-trotting career follows success at Manchester United, Real Madrid and the Los Angeles Galaxy.

Daily newspaper Le Parisien headlined with "PSG gives itself a royal gift," while Marseille-based newspaper La Provence said "Popstar David Beckham arrives to fanfare in Paris."

Le Monde's more sober headline is: "David Beckham, English footballer, global brand" ? centering on Beckham's massive marketing appeal, rather than his soccer ability.

His marketing appeal was obvious on the Champs-Elysees, where PSG's flagship club store is based.

Beckham's No. 32 shirt was placed in the front of the shop window on Friday, with the blue home strip alongside the red away strip and with "Beckham" beaming from the back of both jerseys facing window shoppers.

The price of the merchandise ? $150 for the full uniform for adults, $116 for children ? is likely to generate serious revenue for the Qatari-owned club.

"He wants to be part of our big project, and it was a big dream for us to see him arrive," PSG President Nasser Al-Khelaifi told RMC radio. "David Beckham is a great professional and, off the pitch this represents a unique marketing bonus. David is David."

PSG had already secured some marquee signings, such as Sweden striker Zlatan Ibrahimovic, Brazil defender Thiago Silva and Brazil winger Lucas, but Beckham takes PSG to yet another level.

Former PSG and France goalkeeper Gregory Coupet is confident that Beckham's arrival ? even if his contract is only until the end of the season ?will significantly help to increase the French league's profile abroad.

"It will give our league enormous visibility. It's very exciting," Coupet said. "It will shake things up enormously. If I was still a player, I would be happy to play with him or against him."

He is the third high-profile English player to come to France in the past two seasons, with midfielder Joe Cole doing well for Lille during a loan spell last term and midfielder Joey Barton joining Marseille this season.

"People were already talking about PSG a lot, they'll be talked about even more now with the arrival of David Beckham," Lille coach Rudi Garcia said. "It's good for the French league, because he's an important figure in football, after all."

Saint-Etienne coach Christophe Galtier agrees, saying "a great player is coming to our league, one more. That's a good thing."

Even across other sports, the enthusiasm was felt.

"It's a good marketing coup for PSG. In terms of merchandising they won't just be reaching Europe but the entire world," France rugby coach Philippe Saint-Andre said. "It's surprising and refreshing that an Englishman finishes his footballing career in France."

Saint-Andre's point has extra weight considering that it is usually French players leaving in droves for England ? underlined by the fact that Premier League club Newcastle has 11 French players in its squad.

Taking a break from his Davis Cup preparations for the match against Israel, French tennis player Michael Llodra, a regular spectator at PSG's Parc des Princes, joked his son will want a jersey.

"It's great for me as a PSG fan, and great for the league," Llodra said. "But I get the feeling this means my son's going to ask me for another shirt."

But there was some skepticism as to why PSG signed Beckham, considering it already has a star-studded squad and coach Carlo Ancelotti has to find a way to fit yet another player into his side. PSG leads the league ahead of Lyon on goal difference heading into this weekend's games and has struggled with consistency.

"Ancelotti is in a delicate situation. He already has a squad. He already has problems to solve," former Marseille President Pape Diouf said. "Did Ancelotti himself want Beckham to come? Or is it a well-elaborated marketing plan."

Until June, at least, Beckham has a chance to become the prince of the Parc des Princes.

Source: http://news.yahoo.com/french-enthusiastic-beckham-signing-psg-152125932--sow.html

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Source: Obama administration to announce broader opt-out for religious groups on birth control

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Source: http://news.yahoo.com/source-obama-administration-announce-broader-opt-religious-groups-160230067.html

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Friday, February 1, 2013

The Reality Regarding Payday Cash Loans - Business & Finance tips

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If you want to come up with a transaction without delay, a cash advance can make it probable. You just have to determine what they involve, so you will find no shocks. The ideas here can aid you to be equipped for the complete method. Therefore, you can get a bank loan which helps you, and spend it again at the earliest opportunity.

Source: http://www.northshoreteam.net/financial/the-reality-regarding-payday-cash-loans-issues-you-should-know.html

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